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Texas Insurance Code - INS Art. 5.13-2. Rates and Forms for Certain Property and Casualty Insurance

Current as of January 01, 2024 | Updated by FindLaw Staff

Purpose

Sec. 1. This article governs the regulation of insurance described by Section 2 of this article. The purposes of this article are to:

(1) promote the public welfare by regulating insurance rates to prohibit excessive, inadequate, or unfairly discriminatory rates;

(2) promote availability of insurance;

(3) promote price competition among insurers to provide rates and premiums that are responsive to competitive market conditions;

(4) prohibit price-fixing agreements and other anticompetitive behavior by insurers;

(5) regulate the insurance forms used for lines of insurance subject to this article to ensure that they are not unjust, unfair, inequitable, misleading, or deceptive; and

(6) provide regulatory procedures for the maintenance of appropriate information reporting systems.

Sec. 2 to 4. Repealed by Acts 2005, 79th Leg., ch. 727, § 18(d).

Sec. 5. (a) to (a-2) Repealed by Acts 2005, 79th Leg., ch. 727, § 18(d).

(b) Repealed by Acts 2003, 78th Leg., ch. 206, § 21.47.

(c) to (e) Repealed by Acts 2005, 79th Leg., ch. 727, § 18(d).

Sec. 5A to 8. Repealed by Acts 2005, 79th Leg., ch. 727, § 18(d).

Commissioner authority

Sec. 9. If the commissioner determines at any time that the implementation of this article or any part thereof is contrary to the public interest and has resulted in or may result in imminent peril to the insurance consumers of this state, the commissioner may issue an order stating the harm to the public and shall thereafter rely upon Subchapters A-L  1 of this chapter, or parts thereof, in the regulation of property and casualty insurance.

Sec. 10 to 16. Repealed by Acts 2005, 79th Leg., ch. 727, § 18(d).

1 V.T.C.A., Insurance Code arts. 5.01 et seq.-5.96 et seq.
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Cite this article: FindLaw.com - Texas Insurance Code - INS Art. 5.13-2. Rates and Forms for Certain Property and Casualty Insurance - last updated January 01, 2024 | https://codes.findlaw.com/tx/insurance-code/instx-ins-art-5-13-2/

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