Texas Insurance Code - INS § 887.251. General Requirements for Insurance Certificate and Application Forms; Incontestability

(a) An insurance certificate issued by an association must include:

(b) An insurance certificate must provide that a certificate in force for two years becomes incontestable, except for nonpayment of dues or assessments, on the second anniversary of the date of issuance, if the insured does not die before that date.

(c) An insurance certificate issued by an association or an application for the certificate may not contain language or be in a form that misleads the certificate holder or applicant about the kind of insurance provided under the certificate.