Texas Insurance Code - INS § 705.004. Policy Provision: Misrepresentation in Policy Application

(a) An insurance policy provision that states that false statements made in the application for the policy or in the policy make the policy void or voidable:

(b) Subsection (a) does not apply if it is shown at trial that the matter misrepresented:

(c) It is a question of fact whether a misrepresentation made in the application for the policy or in the policy itself was material to the risk or contributed to the contingency or event on which the policy became due and payable.