Texas Insurance Code - INS § 651.152. Other Required Contents

(1) the finance charge expressed as an annual percentage rate, using the term “annual percentage rate”;

(2) the number of installments required under the agreement;

(3) the amount of each installment expressed in dollars;

(4) the due date or period of each installment;

(5) the amount or method of computing the amount of any default or delinquency charge that is payable in the event of late payment;  and

(6) the method of computing any unearned portion of the finance charge in the event of prepayment of the obligation.