Texas Insurance Code - INS § 559.055. Dispute Resolution;  Error Correction

(a) If it is determined through the dispute resolution process established under Section 611(a)(5), Fair Credit Reporting Act (15 U.S.C. Section 1681i), as amended, that the credit information of a current insured was inaccurate or incomplete or could not be verified and the insurer receives notice of that determination from the consumer reporting agency or from the insured, the insurer shall re-underwrite and re-rate the insured not later than the 30th day after the date the insurer receives the notice.

(b) After re-underwriting or re-rating an insured under Subsection (a), an insurer shall make any adjustments necessary within 30 days, consistent with the insurer's underwriting and rating guidelines.  If an insurer determines that the insured has overpaid premium, the insurer shall credit the insured the amount of overpayment.  The insurer shall compute the overpayment back to the shorter of: