Texas Insurance Code - INS § 544.553. Prohibition of Underwriting and Rating Decisions Based on Consumer Inquiry

(1) use an underwriting guideline based solely on whether a consumer inquiry has been made by or on behalf of the applicant or insured;  or

(2) charge a rate that is different from the rate charged to other individuals for the same coverage or increase a rate charged to an insured based solely on whether a consumer inquiry has been made by or on behalf of the applicant or insured.