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Texas Insurance Code - INS § 544.401. Offense:  Certain Discrimination

Current as of January 01, 2024 | Updated by Findlaw Staff

(a) In this section, “person” means a legal entity listed below and engaged in the business of life insurance or an officer or director of one of those entities:  

(1) a capital stock insurance company;  

(2) a mutual insurance company;

(3) a local mutual aid association;

(4) a statewide mutual assessment company;  or

(5) a stipulated premium company.

(b) A person commits an offense if the person recklessly:

(1) offers insurance coverage at a premium based on a rate that is, because of race, color, religion, ethnicity, or national origin, different from another premium rate offered or used by the person for the same coverage, other than for classifications applicable alike to persons of every race, color, religion, ethnicity, or national origin;  or

(2) collects an insurance premium based on a rate that is, because of race, color, religion, ethnicity, or national origin, different from another premium rate offered or used by the person for the same coverage, other than for classifications applicable alike to persons of every race, color, religion, ethnicity, or national origin.

(c) An offense under this section is a state jail felony.

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Cite this article: FindLaw.com - Texas Insurance Code - INS § 544.401. Offense:  Certain Discrimination - last updated January 01, 2024 | https://codes.findlaw.com/tx/insurance-code/ins-sect-544-401/

FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature before relying on it for your legal needs.

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