(a) A person does not violate Section 544.052 if the refusal to insure or to continue to insure, the limiting of the amount, extent,
or kind of coverage, or the charging of an individual a rate that is different from
the rate charged another individual for the same coverage is based on sound actuarial
(b) A person does not violate Section 544.052 by providing insurance coverage only to persons who are required to obtain or maintain
membership or qualification for membership in a club, group, or organization to be
eligible for coverage if:
(1) the requirements are uniform requirements of the insurer as a condition of providing
insurance and are applied uniformly throughout this state; and
(2) the person does not engage in an act prohibited under Section 544.052 against a qualified member, except as provided by this section.
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