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Texas Insurance Code - INS § 2301.053. Requirements for Forms;  Plain-language Requirement

Current as of January 01, 2024 | Updated by Findlaw Staff

(a) Each form filed in accordance with this subchapter must comply with applicable state and federal law.

(b) Each form for a personal automobile insurance policy must provide the coverages mandated under Subchapters C and D, Chapter 1952, unless the coverages are rejected by the named insured in the manner provided by those subchapters.

(c) A form may not be used unless the form is written in plain language.  For purposes of this section, a form is written in plain language if:

(1) the form achieves the minimum score established by the commissioner on the Flesch reading ease test or an equivalent test selected by the commissioner;  or

(2) at the commissioner's option, the form conforms to the language requirements in a National Association of Insurance Commissioners model act relating to plain language.

(d) Subsection (c) does not apply to policy language that is mandated by state or federal law.

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Cite this article: FindLaw.com - Texas Insurance Code - INS § 2301.053. Requirements for Forms;  Plain-language Requirement - last updated January 01, 2024 | https://codes.findlaw.com/tx/insurance-code/ins-sect-2301-053/

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