Texas Insurance Code - INS § 2251.152. Rate Approval Required; Exception

(a) An insurer subject to this subchapter may not use a rate until the rate has been filed with the department and approved by the commissioner in accordance with this subchapter.

(b) Notwithstanding Subsection (a), after a rate filing is approved under this subchapter, an insurer, without prior approval of the commissioner, may use any rate subsequently filed by the insurer if the subsequently filed rate does not exceed the lesser of:

(c) Filed rates under Subsection (b) take effect on the date specified by the insurer.