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Texas Insurance Code - INS § 2210.205. Required Policy Provisions:  Deadline for Filing Claim;  Notice Concerning Resolution of Certain Disputes

Current as of January 01, 2024 | Updated by Findlaw Staff

(a) A windstorm and hail insurance policy issued by the association must:

(1) require an insured to file a claim under the policy not later than the first anniversary of the date on which the damage to property that is the basis of the claim occurs;

(2) contain, in boldface type, a conspicuous notice concerning the resolution of disputes under the policy, including:

(A) the processes and deadlines for appraisal under Section 2210.574 and alternative dispute resolution under Section 2210.575;

(B) the binding effect of appraisal under Section 2210.574;  and

(C) the necessity of complying with the requirements of Subchapter L-1 to seek relief, including judicial relief;  and

(3) contain a conspicuous notice concerning the availability of supplemental payments under the policy, including:

(A) a description of the process for requesting a supplemental payment;  and

(B) notice of applicable deadlines related to supplemental payments.

(b) The commissioner, on a showing of good cause by a person insured under this chapter, may extend the one-year period described by Subsection (a)(1) for a period not to exceed 180 days.

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Cite this article: FindLaw.com - Texas Insurance Code - INS § 2210.205. Required Policy Provisions:  Deadline for Filing Claim;  Notice Concerning Resolution of Certain Disputes - last updated January 01, 2024 | https://codes.findlaw.com/tx/insurance-code/ins-sect-2210-205/

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