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Texas Insurance Code - INS § 2203.102. Insurer of Last Resort for Certain Nursing Homes and Assisted Living Facilities

Current as of January 01, 2024 | Updated by Findlaw Staff

(a) A nursing home or assisted living facility not otherwise eligible for insurance coverage from the association under Section 2203.101 is eligible for that coverage if the home or facility demonstrates, in accordance with the requirements of the association, that the home or facility:

(1) made a verifiable effort to obtain insurance coverage from authorized insurers and eligible surplus lines insurers;  and

(2) was unable to obtain substantially equivalent insurance coverage and rates.

(b) In consultation with the Department of Aging and Disability Services, the commissioner by rule shall adopt minimum rating standards for for-profit nursing homes and for-profit assisted living facilities that must be met before a for-profit nursing home or for-profit assisted living facility may obtain insurance coverage through the association.  The standards must promote the highest practical level of care for residents of the nursing homes and assisted living facilities.

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Cite this article: FindLaw.com - Texas Insurance Code - INS § 2203.102. Insurer of Last Resort for Certain Nursing Homes and Assisted Living Facilities - last updated January 01, 2024 | https://codes.findlaw.com/tx/insurance-code/ins-sect-2203-102/

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