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Texas Insurance Code - INS § 1953.051. Certain Rating Plans Prohibited

Current as of January 01, 2024 | Updated by Findlaw Staff

(a) A rating plan regarding the writing of automobile insurance, other than insurance written under Chapter 2151, may not:

(1) assign a rate consequence to a charge or conviction for a violation of Subtitle C, Title 7, Transportation Code;  1  or

(2) otherwise cause premiums for automobile insurance to be increased because of a charge or conviction described by Subdivision (1).

(b) A rating plan regarding the writing of personal automobile insurance may not:

(1) assign a rate consequence solely to:

(A) a consumer inquiry, as defined by Section 544.551, made by an applicant or insured;  or

(B) a claim filed by an insured under a personal automobile insurance policy that is not paid or payable under the policy;  or

(2) otherwise cause premiums for personal automobile insurance to be increased solely because of an inquiry or claim described by Subdivision (1).

1  V.T.C.A., Transportation Code § 541.001 et seq.
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Cite this article: FindLaw.com - Texas Insurance Code - INS § 1953.051. Certain Rating Plans Prohibited - last updated January 01, 2024 | https://codes.findlaw.com/tx/insurance-code/ins-sect-1953-051/

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