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Current as of January 01, 2024 | Updated by Findlaw Staff
(a) A group health benefit plan may include:
(1) a limitation on the number of visits for home health services for which benefits are payable, subject to Subsection (b);
(2) an exclusion for home health services coverage for:
(A) custodial care;
(B) services provided by an individual who:
(i) resides in the covered individual's home; or
(ii) is a member of the covered individual's family; or
(C) services provided to a covered individual who is eligible for Medicare coverage;
(3) annual deductible and coinsurance provisions for home health services coverage that are not less favorable than the deductible or coinsurance provisions applicable to hospital services coverage under the plan; and
(4) other coverage limitations or exclusions consistent with the remaining provisions of the plan.
(b) A limitation under Subsection (a)(1) may not limit each individual covered under the plan to fewer than 60 visits in any calendar year or continuous 12-month period.
(c) For purposes of this section, each of the following is considered to be one visit for home health services:
(1) a visit by a representative of a home health agency;
(2) four hours of home health aide service; and
(3) if home health aide service extends beyond four hours, each additional four hours or portion of that four-hour period.
Cite this article: FindLaw.com - Texas Insurance Code - INS § 1351.007. Limitations and Exclusions on Coverage Permitted - last updated January 01, 2024 | https://codes.findlaw.com/tx/insurance-code/ins-sect-1351-007/
FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature before relying on it for your legal needs.
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