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Texas Insurance Code - INS § 1251.105. Statement Made by Policyholder or Insured

Current as of January 01, 2024 | Updated by Findlaw Staff

A group accident and health insurance policy must provide that:

(1) in the absence of fraud, a statement made by the policyholder or an insured is considered a representation and not a warranty; and

(2) a statement made by the policyholder or an insured may not be used in any contest under the policy, unless a copy of the written instrument containing the statement is or has been provided to:

(A) the person making the statement; or

(B) if the statement was made by the insured and the insured has died or become incapacitated, the insured's beneficiary or personal representative.

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Cite this article: FindLaw.com - Texas Insurance Code - INS § 1251.105. Statement Made by Policyholder or Insured - last updated January 01, 2024 | https://codes.findlaw.com/tx/insurance-code/ins-sect-1251-105/

FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature before relying on it for your legal needs.

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