Texas Insurance Code - INS § 1115.0506. Transactions Not Based on Recommendation;  Certain Exemptions from Subchapter

(1) the agent does not make a recommendation;

(2) the agent makes a recommendation based on materially inaccurate information provided by the consumer;

(3) the consumer refuses to provide consumer profile information;  or

(4) the consumer enters into an annuity transaction that is not based on the recommendation from the agent or the insurer.