Pennsylvania Statutes Title 40 P.S. Insurance § 532.5a. Policies issued to associations

(1) The persons eligible for insurance shall be all of the members of the association, employes thereof, or employes of members of the preceding or all of any class or classes for the benefit of persons other than the association.

(2) The premium for the policy shall be paid by the policyholder either wholly from funds contributed by the association or by employer members, or by both, or wholly from funds contributed by the insured persons or partly from such funds and partly from funds contributed by the association or employer member. A policy on which no part of the premium is to be derived from funds contributed by the insured persons must insure all eligible persons, or all except any as to whom evidence of individual insurability is not satisfactory to the insurer.