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New York Consolidated Laws, Uniform Commercial Code - UCC § 4-109. Process of Posting

Current as of January 01, 2026 | Updated by Findlaw Staff

The “process of posting” means the usual procedure followed by a payor bank in determining to pay an item and in recording the payment including one or more of the following or other steps as determined by the bank:

(a) verification of any signature;

(b) ascertaining that sufficient funds are available;

(c) affixing a “paid” or other stamp;

(d) entering a charge or entry to a customer's account;

(e) correcting or reversing an entry or erroneous action with respect to the item.

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Cite this article: FindLaw.com - New York Consolidated Laws, Uniform Commercial Code - UCC § 4-109. Process of Posting - last updated January 01, 2026 | https://codes.findlaw.com/ny/uniform-commercial-code/ucc-sect-4-109/

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