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Current as of January 01, 2026 | Updated by Findlaw Staff
(a) Pre-effective-date action; attachment and perfection before adjustment date. If action, other than the filing of a financing statement, is taken before the effective date of the UCC Revision Act and the action would have resulted in perfection of the security interest had the security interest become enforceable before the effective date of the UCC Revision Act, the action is effective to perfect a security interest that attaches under the revised UCC before the adjustment date. An attached security interest becomes unperfected on the adjustment date unless the security interest becomes a perfected security interest under the revised UCC before the adjustment date.
(b) Pre-effective-date filing. The filing of a financing statement before the effective date of the UCC Revision Act is effective to perfect a security interest on the effective date of this article to the extent the filing would satisfy the requirements for perfection under the revised UCC.
(c) Pre-effective-date enforceability action. The taking of an action before the effective date of the UCC Revision Act is sufficient for the enforceability of a security interest on the effective date of the UCC Revision Act if the action would satisfy the requirements for enforceability under the revised UCC.
Cite this article: FindLaw.com - New York Consolidated Laws, Uniform Commercial Code - UCC § 12-A-304. Effectiveness of Actions Taken Before Effective Date - last updated January 01, 2026 | https://codes.findlaw.com/ny/uniform-commercial-code/ucc-sect-12-a-304/
FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature before relying on it for your legal needs.
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