Nevada Revised Statutes Title 52. Trade Regulations and Practices § 604A.5068. Requirements for collection of defaulted loan;  civil action to collect debt;  venue

1. If a customer defaults on a title loan, the licensee who operates a title loan service may collect the debt owed to the licensee only in a professional, fair and lawful manner.  When collecting such a debt, the licensee must act in accordance with and must not violate sections 803 to 812, inclusive, of the federal Fair Debt Collection Practices Act, as amended, 15 U.S.C. §§ 1692a to 1692j, inclusive, even if the licensee is not otherwise subject to the provisions of that Act.

2. If a licensee who operates a title loan service commences a civil action against a customer to collect a debt, the court may award:

3. Notwithstanding any provision of NRS 66.010 to the contrary, if:

the licensee is required to commence the civil action in the Justice Court for the township where the title loan was made unless, after the date of default and before the licensee commences the civil action, the customer signs an affidavit agreeing to try the action in another Justice Court having jurisdiction over the subject matter and the parties.  A licensee who operates a title loan service shall not, directly or indirectly, require, intimidate, threaten or coerce a customer to sign such an affidavit.