Nevada Revised Statutes Title 52. Trade Regulations and Practices § 598C.020. “Adverse action” defined

(a) The denial of, increase in any charge for or reduction in the amount of insurance for personal, family or household purposes;

(b) The denial of employment or any other decision for employment purposes that adversely affects a current or prospective employee; and

(c) An action or determination with respect to a consumer's application for credit that is adverse to the interests of the consumer.

(a) A refusal to extend additional credit under an existing credit arrangement if:

(b) A refusal or failure at the point of sale to authorize a specific transaction on an existing account.