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Massachusetts General Laws Part I. Administration of the Government (Ch. 1-182) Ch. 93, § 90

Current as of January 01, 2025 | Updated by Findlaw Staff

For the purposes of sections ninety to ninety-three, inclusive, the following words shall, unless the context requires otherwise, have the following meanings:--

“Consumer lease”, a contract in the form of a lease or bailment for the use of personal property by a natural person for an initial period of time of 4 months or less and for a total contractual obligation not exceeding $25,000, primarily for personal, family or household purposes, that is automatically renewable with each periodic payment after the initial period, but does not obligate the lessee to continue leasing beyond the initial period, and that permits the lessee to become the owner of the property, except that such term shall not be construed to be nor subjected to laws governing any of the following:

(i) a lease agreement that constitutes a credit sale as defined in section 1 of chapter 140D;

(ii) a lease for agriculture, business or commercial purposes;

(iii) a lease made to the commonwealth or a political subdivisions thereof, including, but not limited to, agencies, boards, departments or other such instrumentalities of the commonwealth or a political subdivisions thereof;

(iv) a lease made to an organization;

(v) a lease or agreement that constitutes a retail installment sale agreement as defined in section 1 of chapter 255D;

(vi) a lease or rental of motor vehicles, as defined in section 1 of chapter 90, or tools or garden equipment; and

(vii) a lease or rental of an item of personal property that is leased or rented for less than 7 consecutive days, including all renewals and extensions of the lease or rental agreement.

“Lessee”, a natural person who leases or is offered a consumer lease.

“Lessor”, a person who is regularly engaged in leasing, offering to lease, or arranging to lease under a consumer lease.

“Security” and “security interest”, any interest in property which secures payment or performance of an obligation.

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Cite this article: FindLaw.com - Massachusetts General Laws Part I. Administration of the Government (Ch. 1-182) Ch. 93, § 90 - last updated January 01, 2025 | https://codes.findlaw.com/ma/part-i-administration-of-the-government-ch-1-182/ma-gen-laws-ch-93-sect-90/

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