Indiana Code Title 27. Insurance § 27-2-28-9

(1) must:

to enable the insured to identify the basis for the insurer's decision to make the material change;

(2) must include a description of the principal factors most heavily weighed by an insurer in making a material change, listed in no particular order;  and

(3) may provide a point of contact through which the insured may discuss the reasons for the material change.

(1) the material change is based on the insurer's internal standards, policies, or models;

(2) the insured failed to achieve a particular score on the insurer's scoring system;  or

(3) contains generalized terms, such as “poor credit history”, “poor credit rating”, or “poor insurance score”;