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Indiana Code Title 27. Insurance § 27-2-28-8

Current as of January 02, 2024 | Updated by Findlaw Staff

Sec. 8. (a) An insurer that makes a material change to an insured's personal automobile or homeowner's policy shall provide a written notice to the insured that:

(1) explains the principal factors for the material change;  or

(2) states that the insured has a right to request and obtain an explanation of the principal factors for the material change.

(b) An insured who receives a notice of a material change described in subsection (a)(2) may submit to the insurer a written request for an explanation of the principal factors for the material change.

(c) Upon receiving a request for an explanation under subsection (b), the insurer shall provide written notice to the insured explaining the principal factors for the material change.

(d) An insurer shall provide a copy of a written notice provided under subsection (a)(1) or (c):

(1) to the insurance producer, if any, who:

(A) represented:

(i) the insured in obtaining coverage from the insurer;  or

(ii) the insurer in regard to the providing of coverage to the insured;  and

(B) is not an employee, an exclusive agent, or a captive agent of the insurer;  and

(2) to the insurer's reporting portal for agent communications.

(e) A written notice provided under subsection (a) or (c), or a written request submitted under subsection (b), must be provided by:

(1) first class mail;  or

(2) electronic delivery as set forth in IC 27-1-43.

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Cite this article: FindLaw.com - Indiana Code Title 27. Insurance § 27-2-28-8 - last updated January 02, 2024 | https://codes.findlaw.com/in/title-27-insurance/in-code-sect-27-2-28-8/

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