Iowa Code Title XIII. Commerce [Chs. 505-554D] § 522F.14. Appraisal process

a. The claimant's insurance policy is delivered, issued for delivery, or renewed in this state.

b. The property that is the subject of the claimant's claim is located in this state, or the dispute is subject to jurisdiction in this state.

c. A claimant gave proper notice to the claimant's insurer of a loss claim, and the claimant and insurer dispute the actual cash value of the scope of loss, or the amount of loss the insurer will pay, for the claimant's claim under the claimant's policy.  The claimant and the insurer must both provide the other party with a scope of loss of a covered peril, including a list stating separately the actual cash value and the amount of claimed loss for each item.

d. The claimant or insurer demands in writing an appraisal.

3. a. Within fifteen calendar days of the selection of appraisers pursuant to subsection 2, both appraisers shall agree on an umpire from the umpire list.

b. A party or an appraiser may object to the agreed-upon umpire for good cause pursuant to section 522F.12 no later than five business days after the umpire has been selected.  A replacement umpire from the umpire list shall then be agreed upon by both appraisers.

c. If both appraisers fail to agree on an umpire, either the claimant or insurer shall immediately provide written notice to the division, in the form and manner prescribed by the division, and the division shall randomly select an umpire from the umpire list and notify the parties.

d. If either appraiser requests that an umpire be selected by a judge in the state in which the property that is the subject of the claim is located, a judge shall give deference to the randomly selected umpire from the umpire list by the division unless either the claimant or the insurer provides good cause for the judge to make an alternative selection from the umpire list.

a. Contact information for each appraiser and the umpire.

b. The insured's policy number and the insured's claim number.

c. The date of the insured's loss.

d. The type of covered peril that caused the loss.

e. The date the umpire commenced work.

f. The legal name of the insurer.

g. The physical address of the property on which the insured made a claim.

h. The date of the umpire's written itemized award.

j. The signature of the umpire and at least one appraiser.