Iowa Code Title XIII. Commerce [Chs. 505-554D] § 509B.1. Definitions

1. “Accident or health insurance” means hospital, surgical, or major medical insurance, or a combination of these.

2. “Commissioner” means the state commissioner of insurance.

3. “Group policy” means a group accident or health insurance policy issued by an insurance company under chapter 509, a group accident or health contract issued by a health service corporation under chapter 514, or a plan for health care services provided by a health maintenance organization under chapter 514B, or issued or provided by any similar corporation or organization.

4. “Insurance”, “insures”, and “insured” refer to coverage under a group policy, individual policy, or converted policy on a premium-paying basis, and do not include coverage provided solely as an accrued liability or by reason of a disability extension.

5. “Insurer” means the entity issuing a group policy or an individual or converted policy.

6. “Medicare” means Tit. XVIII of the United States Social Security Act.  1

7. “Premium” includes any premium or payment or other consideration payable for coverage under a group or individual policy.