West Virginia Code Chapter 46A. West Virginia Consumer Credit and Protection Act § 46A-1-106. Sales, leases or loans subject to chapter by agreement of parties

The parties to any sale, lease or loan, other than a consumer credit sale, consumer lease or consumer loan, may agree in writing signed by the parties that the sale, lease or loan is subject to the provisions of this chapter applying to consumer credit sales, consumer leases or consumer loans. If the parties so agree, the sale, lease or loan is subject to this chapter.