Wisconsin Statutes Insurance (Ch. 600 to 655) § 612.01. Purposes, scope, interpretation and definitions

(a) To preserve and encourage cooperative low-cost insurance;

(b) To establish a framework in which mutuality in its true sense can be preserved, and small mutual corporations can be kept viable;

(c) To preserve and strengthen the interest of the members in and their control of town mutuals;

(d) To enable town mutuals to satisfy as many of the essential insurance needs of their members as is consistent with the other objectives of chs. 600 to 646;  and

(e) To provide financial guaranties sufficient to ensure the solidity of town mutuals, and to encourage them to maintain adequate surpluses.