The director of financial institutions or the director's designee may establish, administer,
and implement financial literacy and education programs, including but not limited
(1) Education and outreach programs that assist Washington citizens of all ages in
understanding saving, investing, and budgeting, and other skills necessary to obtain
individual financial independence, fiscal responsibility, and financial management
(2) Counseling, marketing, and outreach programs regarding residential mortgage transactions,
nontraditional or subprime mortgages, predatory lending practices, or other financial
products or practices in the marketplace relating to homeownership.
The department may deliver the programs in subsections (1) and (2) of this section
using grants, contracts, or interagency agreements with state and local governments
and other nongovernmental organizations as necessary. The department may coordinate these programs with ongoing efforts by other public
and private sector entities to maximize the programs' effectiveness.
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