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Virginia Code Title 38.2. Insurance § 38.2-3344. Policy and application to constitute entire contract; statements deemed representations

Current as of January 01, 2025 | Updated by Findlaw Staff

A. Each industrial life insurance policy shall contain a provision that the policy, or the policy and the application for the policy, if a copy of the application is endorsed upon or attached to the policy when issued, shall constitute the entire contract between the parties.

B. The provision shall also state that:

1. All statements made by the insured shall, in the absence of fraud, be deemed representations and not warranties; and

2. No such statement shall be used in defense of a claim under the policy unless it is contained in a written application that is endorsed upon or attached to the policy when issued.

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Cite this article: FindLaw.com - Virginia Code Title 38.2. Insurance § 38.2-3344. Policy and application to constitute entire contract; statements deemed representations - last updated January 01, 2025 | https://codes.findlaw.com/va/title-38-2-insurance/va-code-sect-38-2-3344/

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