Utah Code Title 7. Financial Institutions Act § 7-1-303. Joint operations and information exchange by institutions

(1) mutual exchange of financial information as to depositors, borrowers, and other customers;

(2) joint use of facilities;

(3) joint operation of clearing houses and other facilities for payment of checks, drafts, or other instruments drawn on or issued by various classes of depository institutions;

(4) joint participation in lending programs to promote the public welfare;

(5) joint risk management services; and

(6) joint ownership, operation, or furnishing of electronic funds transfer services.