Utah Code Title 57. Real Estate § 57-28-204. Independent counseling

(i) options other than a reverse mortgage that are or may become available to the prospective borrower;

(ii) other home equity conversion options that are or may become available to the prospective borrower, including sale-leaseback financing, a deferred payment loan, and a property tax deferral;  and

(iii) the financial implications, specific to the prospective borrower, of entering into a reverse mortgage;  and

(i) have tax consequences;

(ii) affect the prospective borrower's eligibility for assistance under certain state and federal programs;  and

(iii) impact the prospective borrower's estate and heirs.