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Utah Code Title 31A. Insurance Code § 31A-6a-105. Prohibited acts

Current as of May 05, 2022 | Updated by FindLaw Staff

(1) Except as provided in Subsection 31A-6a-104(2), a service contract provider or warrantor may not use in the service contract provider or warrantor's name, a contract, or literature:

(a) any of the following words:

(i) “insurance”;

(ii) “casualty”;

(iii) “surety”;

(iv) “mutual”;  or

(v) another word descriptive of the insurance, casualty, or surety business;  or

(b) a name deceptively similar to the name or description of:

(i) an insurance or surety corporation;  or

(ii) another service contract provider.

(2) A service contract provider, a service contract provider's representative, a warrantor, or a warrantor's representative may not:

(a) make, permit, or cause to be made a false or misleading statement in connection with the sale, offer to sell, or advertisement of a service contract or vehicle protection product;  or

(b) deliberately omit a material statement that would be considered misleading if omitted, in connection with the sale, offer to sell, or advertisement of a service contract or vehicle protection product.

(3) A bank, savings and loan association, insurance company, or other lending institution may not require the purchase of a service contract as a condition of a loan.

(4) Except for a bank, savings and loan association, industrial bank, or credit union, a service contract provider may not sell, or be the obligated party for:

(a) a guaranteed asset protection waiver, unless registered with the commissioner under Chapter 6b, Guaranteed Asset Protection Waiver Act;

(b) a debt cancellation agreement, unless licensed by the commissioner;  or

(c) a debt suspension agreement, unless licensed by the commissioner.

(5) A warrantor or the warrantor's representative may not:

(a) require the purchase of a vehicle protection product as a condition of the financing, lease, or purchase of a motor vehicle;  or

(b) sell a vehicle protection product to a consumer before providing the consumer, for review, a copy of the vehicle protection product warranty that is filed with the Department of Insurance.

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Cite this article: FindLaw.com - Utah Code Title 31A. Insurance Code § 31A-6a-105. Prohibited acts - last updated May 05, 2022 | https://codes.findlaw.com/ut/title-31a-insurance-code/ut-code-sect-31a-6a-105/

Read this complete Utah Code Title 31A. Insurance Code § 31A-6a-105. Prohibited acts on Westlaw

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