Utah Code Title 31A. Insurance Code § 31A-27a-604. Claims under an occurrence policy, surety bond, surety undertaking

(1) Subject to Section 31A-27a-603, an insured may file a claim for the protection afforded under the insured's policy, irrespective of whether a claim is known at the time of filing, if the policy is an occurrence policy.

(2) Subject to Section 31A-27a-603, an obligee may file a claim for the protection afforded under a surety bond or a surety undertaking issued by the insurer as to which the obligee is the beneficiary, irrespective of whether a claim is known at the time of filing.

(3) After a claim is filed under Subsection (1) or (2), when a specific claim is made by or against the insured or by the obligee: