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Current as of January 01, 2025 | Updated by Findlaw Staff
(1) As used in this section:
(a) “Contracting entity” means a person that enters into a direct contract with a provider for the delivery of dental services in the ordinary course of business, including a third party administrator or a dental carrier.
(b) “Dental carrier” means a dental insurance company, dental service corporation, or dental plan organization authorized to provide a dental plan.
(c) “Dental plan” means the same as that term is defined in Section 31A-22-646.
(d)(i) “Dental services” means services for the diagnosis, prevention, treatment, or cure of a dental condition, illness, injury, or disease.
(ii) “Dental services” does not include services that a provider delivers and bills as medical expenses under a health benefit plan.
(e)(i) “Dental service contractor” means an individual who:
(A) accepts prepayment for dental services; or
(B) for the benefit of another individual, accepts payment for providing to the individual the opportunity to receive dental services in the future.
(ii) “Dental service contractor” does not include a provider or professional dental corporation that accepts prepayment on a fee-for-service basis for providing specific dental services to individual patients for whom the services have been pre-diagnosed.
(f)(i) “Provider” means a person who, acting within the scope of licensure or certification, provides dental services or supplies defined by the dental plan.
(ii) “Provider” does not include a physician organization or physician hospital organization that leases or rents the physician organization's or physician hospital organization's network to a third party.
(g) “Provider network contract” means a contract between a contracting entity and a provider that:
(i) specifies the rights and responsibilities of the contracting entity; and
(ii) provides for the delivery and payment of dental services to an enrollee.
(h)(i) “Third party” means a person that enters into a contract with a contracting entity or with another third party to gain access to the dental services or contractual discounts of a provider network contract.
(ii) “Third party” does not include an employer or other group for whom the dental carrier or contracting entity provides administrative services.
(2) A contracting entity may grant a third party access to a provider network contract regarding dental services, including a provider's dental services, or a contractual discount provided under a provider network contract for dental services if:
(a) if the contracting entity is an insurer, the insurer complies with Subsection (3);
(b) the contract between the contracting entity and a person subject to the third-party access complies with Subsection (4); and
(c) the contracting entity complies with Subsection (5).
(3) An insurer shall:
(a) at the time a contract is entered into or renewed, or when there is a material modification to a contract that is relevant to third-party access to a provider network contract, allow a provider which is part of the insurer's provider network to:
(i) choose to not participate in third-party access; or
(ii) enter into a contract directly with the third party that acquired the provider network;
(b) allow a provider to opt out of lease arrangements without canceling or ending a contractual relationship with the insurer; and
(c) when initially contracting with a provider, accept a qualified provider even if a provider rejects a network lease provision.
(4) A contracting entity described in Subsection (2) shall ensure that the contract described in Subsection (2)(b) includes the following:
(a) a provision indicating the contracting entity may enter into an agreement with a third party to allow the third party to obtain the contracting entity's rights and responsibilities as if the third party were the contracting entity;
(b) if the contracting entity is a dental carrier, a provision indicating that the provider chose to participate in third-party access at the time the provider network contract was entered into or renewed; and
(c) if the contracting entity is an insurer, a provision indicating:
(i) that the contract grants a third party access to the provider network; and
(ii) for a contract with a dental carrier, the dentist has the right to choose not to participate in third-party access.
(5) A contracting entity shall:
(a) provide a provider, in writing or electronic form, each third party in existence as of the date the contract is entered into;
(b) maintain a list of each third party in existence on the contracting entity's website that is updated at least once every 90 days;
(c) require a third party to identify the source of the discount on all remittance advices or explanations of payment under which a discount is taken unless the transaction is an electronic transaction mandated by the Health Insurance Portability and Accountability Act;
(d) notify a third party of the termination of a provider network contract no later than 30 days after the day on which the contract terminates with the contracting entity;
(e) at least 30 days before the day on which a third party begins leasing a network provider, notify each network provider subject to the lease;
(f) make available to a participating provider, within 30 days after the day on which the provider makes a request, a copy of the provider network contract at issue in the adjudication of a claim; and
(g) maintain a list of the contracting entity's affiliates on the contracting entity's website.
(6) A third party that gains access to a contract under this section:
(a) shall comply with each term of the contract to which the third party gains access; and
(b) loses all rights to a provider's discounted rate as of the termination date of the provider network contract.
(7) A contracting entity or third party may not require a provider to perform services under a provider network contract if a third party gains access to a contract in violation of this section.
(8) This section does not apply to:
(a) a contracting entity granting access to a provider network contract to:
(i) an entity that operates in accordance with the brand licensee program of the contracting entity; or
(ii) an entity that is an affiliate of the contracting entity; and
(b) a provider network contract for dental services provided to beneficiaries of a state sponsored health program, including Medicaid and the Children's Health Insurance Program.
(9) A contract executed or renewed on or after January 1, 2022:
(a) may not waive the provisions of this section; and
(b) is null and void if the contract contains provisions that conflict with the provisions of this section or that purports to waive a requirement of this section.
Cite this article: FindLaw.com - Utah Code Title 31A. Insurance Code § 31A-22-646.1. Leasing requirements for dental plans - last updated January 01, 2025 | https://codes.findlaw.com/ut/title-31a-insurance-code/ut-code-sect-31a-22-646-1/
FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature before relying on it for your legal needs.
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