Utah Code Title 31A. Insurance Code § 31A-22-404. Suicide

(1)(a) Suicide is not a defense to a claim under a life insurance policy that is in force for two years from the date of issuance of the later of:

(b) Subsection (1)(a) applies whether:

(c) If a suicide occurs within the two-year period described in Subsection (1)(a), the insurer shall pay to the beneficiary an amount not less than the premium paid less the following:

(2)(a) If after a life insurance policy is in effect the policy allows the policyholder to purchase a death benefit that is larger than when the policy was originally effective for an additional premium, the payment of the additional increment of benefit may be limited in the event of a suicide within a two-year period beginning on the day on which the increment increase takes effect.

(b) If a suicide occurs within the two-year period described in Subsection (2)(a), the insurer shall pay to the beneficiary an amount not less than the additional premium paid for the additional increment of benefit.

(a) the death of all insureds results from suicide; or

(b) the death of the surviving insured results from suicide.

(a) a policy insuring against death by accident only; or

(b) an accident or double indemnity provision of an insurance policy.