The following may receive benefits under personal injury protection coverage:
(1) the named insured, when injured in an accident involving any motor vehicle, regardless
of whether the accident occurs in this state, the United States, its territories or
possessions, or Canada, except where the injury is the result of the use or operation
of the named insured's own motor vehicle not actually insured under the policy;
(2) persons related to the insured by blood, marriage, adoption, or guardianship who
are residents of the insured's household, including those who usually make their home
in the same household but temporarily live elsewhere under the circumstances described
in Section (1), except where the person is injured as a result of the use or operation
of his own motor vehicle not insured under the policy; and
(3) any other natural person whose injuries arise out of an automobile accident occurring
while the person occupies a motor vehicle described in the policy with the express
or implied consent of the named insured or while a pedestrian if he is injured in
an accident occurring in Utah involving the described motor vehicle.
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