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Utah Code Title 31A. Insurance Code § 31A-22-1704. Scope of certificate of insurance

Current as of January 01, 2025 | Updated by Findlaw Staff

(1) A certificate of insurance is not an insurance policy and does not affirmatively or negatively amend, extend, or alter the coverage afforded by an insurance policy to which a certificate of insurance refers.

(2) A certificate of insurance may not confer to a certificate holder a right that is not provided by an insurance policy to which the certificate of insurance refers.

(3)(a) A certificate of insurance may not refer to a contract that is not an insurance policy, including a construction or service contract.

(b) Notwithstanding any requirement, term, or condition of a document with respect to which a certificate of insurance may be issued or may pertain, the insurance coverage afforded by a referenced insurance policy is subject to the terms, exclusions, and conditions of the insurance policy itself.

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Cite this article: FindLaw.com - Utah Code Title 31A. Insurance Code § 31A-22-1704. Scope of certificate of insurance - last updated January 01, 2025 | https://codes.findlaw.com/ut/title-31a-insurance-code/ut-code-sect-31a-22-1704/

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