Utah Code Title 31A. Insurance Code § 31A-19a-212. Premium increases prohibited for certain claims or inquiries

(a) a telephone call or other inquiry that does not result in the insured requesting the payment of a claim; or

(b) a claim under a policy of insurance covering a motor vehicle or the operation of a motor vehicle resulting from any incident, including acts of vandalism, in which the person named in the policy or any other person using the insured motor vehicle with the express or implied permission of the named insured is not at fault.

(a) a policy is issued; or

(b) a policy is renewed.