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Utah Code Title 13. Commerce and Trade § 13-45-205. Changes to information in a credit report subject to a security freeze

Current as of May 05, 2022 | Updated by FindLaw Staff

(1) If a credit report is subject to a security freeze, a consumer reporting agency shall notify the consumer who is the subject of the credit report within 30 days if the consumer reporting agency changes the consumer's:

(a) name;

(b) date of birth;

(c) Social Security number;  or

(d) address.

(2)(a) Notwithstanding Subsection (1), a consumer reporting agency may make technical modifications to information in a credit report that is subject to a security freeze without providing notification to the consumer.

(b) Technical modifications under Subsection (2)(a) include:

(i) the addition or subtraction of abbreviations to names and addresses;  and

(ii) transpositions or corrections of incorrect numbering or spelling.

(3) When providing notice of a change of address under Subsection (1), the consumer reporting agency shall provide notice to the consumer at both the new address and the former address.

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Cite this article: FindLaw.com - Utah Code Title 13. Commerce and Trade § 13-45-205. Changes to information in a credit report subject to a security freeze - last updated May 05, 2022 | https://codes.findlaw.com/ut/title-13-commerce-and-trade/ut-code-sect-13-45-205/

Read this complete Utah Code Title 13. Commerce and Trade § 13-45-205. Changes to information in a credit report subject to a security freeze on Westlaw

FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature or via Westlaw before relying on it for your legal needs.

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