42 U.S.C. § 300gg-11 - U.S. Code - Unannotated Title 42. The Public Health and Welfare § 300gg-11. No lifetime or annual limits

(1)In general

A group health plan and a health insurance issuer offering group or individual health insurance coverage may not establish--

(2)Annual limits prior to 2014

With respect to plan years beginning prior to January 1, 2014, a group health plan and a health insurance issuer offering group or individual health insurance coverage may only establish a restricted annual limit on the dollar value of benefits for any participant or beneficiary with respect to the scope of benefits that are essential health benefits under section 18022(b) of this title, as determined by the Secretary. In defining the term “restricted annual limit” for purposes of the preceding sentence, the Secretary shall ensure that access to needed services is made available with a minimal impact on premiums.