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42 U.S.C. § 12713 - U.S. Code - Unannotated Title 42. The Public Health and Welfare § 12713. Eligibility under first-time homebuyer programs

Current as of January 01, 2024 | Updated by Findlaw Staff

(a)Eligibility of displaced homemakers and single parents for Federal assistance for first-time homebuyers

(1)Displaced homemakers

No individual who is a displaced homemaker may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while a homemaker, owned a home with his or her spouse or resided in a home owned by the spouse.

(2)Single parents

No individual who is a single parent may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while married, owned a home with his or her spouse or resided in a home owned by the spouse.

(b)Definitions

For purposes of this section:

(1)Displaced homemaker

The term “displaced homemaker” means an individual who--

(A) is an adult;

(B) has not worked full-time, full-year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family; and

(C) is unemployed or underemployed and is experiencing difficulty in obtaining or upgrading employment.

(2)First-time homebuyer

The term “first-time homebuyer” means an individual who has never, or has not during a specified period of time, had any present ownership interest in a principal residence.

(3)Single parent

The term “single parent” means an individual who--

(A) is unmarried or legally separated from a spouse; and

(B)(i) has 1 or more minor children for whom the individual has custody or joint custody; or

(ii) is pregnant.

(c)Applicability

This section shall apply to any Federal program to assist first-time homebuyers, unless the program is exempted from this section by a statute that amends this subsection or explicitly refers to this subsection.

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Cite this article: FindLaw.com - 42 U.S.C. § 12713 - U.S. Code - Unannotated Title 42. The Public Health and Welfare § 12713. Eligibility under first-time homebuyer programs - last updated January 01, 2024 | https://codes.findlaw.com/us/title-42-the-public-health-and-welfare/42-usc-sect-12713/

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