15 U.S.C. § 1681o - U.S. Code - Unannotated Title 15. Commerce and Trade § 1681o. Civil liability for negligent noncompliance

Welcome to FindLaw's Cases & Codes, a free source of state and federal court opinions, state laws, and the United States Code. For more information about the legal concepts addressed by these cases and statutes, visit FindLaw's Learn About the Law.

(a)In general

Any person who is negligent in failing to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer in an amount equal to the sum of--

(1) any actual damages sustained by the consumer as a result of the failure;  and

(2) in the case of any successful action to enforce any liability under this section, the costs of the action together with reasonable attorney's fees as determined by the court.

(b)Attorney's fees

On a finding by the court that an unsuccessful pleading, motion, or other paper filed in connection with an action under this section was filed in bad faith or for purposes of harassment, the court shall award to the prevailing party attorney's fees reasonable in relation to the work expended in responding to the pleading, motion, or other paper.

Cite this article: FindLaw.com - 15 U.S.C. § 1681o - U.S. Code - Unannotated Title 15. Commerce and Trade § 1681o. Civil liability for negligent noncompliance - last updated January 01, 2018 | https://codes.findlaw.com/us/title-15-commerce-and-trade/15-usc-sect-1681o/


FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature or via Westlaw before relying on it for your legal needs.

Copied to clipboard