Texas Finance Code - FIN § 393.304. False or Misleading Representation or Statement

(A) guaranteeing to “erase bad credit” or words to that effect unless the representation clearly discloses this can be done only if the credit history is inaccurate or obsolete;  and

(B) guaranteeing an extension of consumer credit regardless of the person's credit history unless the representation clearly discloses the eligibility requirements for obtaining the extension;  or

(A) consumer reporting agency;  or

(B) person who has extended consumer credit to a consumer or to whom a consumer is applying for an extension of consumer credit.