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Texas Finance Code - FIN § 393.222. Posting of Fee Schedule;  Notices

Current as of January 01, 2024 | Updated by Findlaw Staff

(a) A credit access business shall post, in a conspicuous location in an area of the business accessible to consumers and on any Internet website, including a social media site, maintained by the credit access business:

(1) a schedule of all fees to be charged for services performed by the credit access business in connection with deferred presentment transactions and motor vehicle title loans, as applicable;

(2) a notice of the name and address of the Office of Consumer Credit Commissioner and the telephone number of the office's consumer helpline;  and

(3) a notice that reads as follows:

“An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs.  A payday loan or auto title loan should only be used to meet immediate short-term cash needs.  Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.”

(b) The Finance Commission of Texas may adopt rules to implement this section.

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Cite this article: FindLaw.com - Texas Finance Code - FIN § 393.222. Posting of Fee Schedule;  Notices - last updated January 01, 2024 | https://codes.findlaw.com/tx/finance-code/fin-sect-393-222/

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