Texas Finance Code - FIN § 347.209. Creditor's Duty if Insurance Is Canceled, Adjusted, or Terminated

(1) credit to the final maturing installments of the credit transaction the amount of the refund received by the creditor for unearned insurance premiums; and

(2) if the amount to be credited under Subdivision (1) is more than the unpaid balance of the credit transaction, refund to the consumer the difference between those amounts.