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Texas Finance Code - FIN § 346.202. Amounts Authorized to be Recovered From Customer

Current as of January 01, 2024 | Updated by FindLaw Staff

(a) A creditor may recover from a customer amounts incurred by the creditor for:

(1) court costs;

(2) attorney's fees assessed by a court;

(3) a fee authorized by law for filing or recording in a public office a document securing a revolving credit account, including a document releasing a security interest;

(4) a fee for recording a lien on or transferring a certificate of title to a motor vehicle securing a revolving credit account;

(5) a reasonable amount spent for repossessing, storing, preparing for sale, or selling collateral; or

(6) a premium or an identifiable charge received in connection with sale of insurance authorized for a revolving credit account.

(b) With respect to a revolving credit account secured by an interest in real property, a creditor may contract for, charge, and receive additional fees or charges permitted under Section 342.307 as if the revolving credit account were a secondary mortgage loan under Chapter 342.

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Cite this article: FindLaw.com - Texas Finance Code - FIN § 346.202. Amounts Authorized to be Recovered From Customer - last updated January 01, 2024 | https://codes.findlaw.com/tx/finance-code/fin-sect-346-202/

Read this complete Texas Finance Code - FIN § 346.202. Amounts Authorized to be Recovered From Customer on Westlaw

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