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Texas Finance Code - FIN § 302.103. Effect of Federal Preemption on Late Charges

Current as of January 01, 2024 | Updated by Findlaw Staff

On loans subject to 12 U.S.C. Sections 1735f-7 and 1735f-7a, as amended, any late charges assessed are interest that is included in computing the amount or rate of interest on the loan and, therefore, covered by the federal preemption of state interest rate limitations.

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Cite this article: FindLaw.com - Texas Finance Code - FIN § 302.103. Effect of Federal Preemption on Late Charges - last updated January 01, 2024 | https://codes.findlaw.com/tx/finance-code/fin-sect-302-103/

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