Texas Estates Code - EST § 1352.052. Authority to Mortgage Minor's Interest Without Guardianship

(a) If the net value of a minor's interest in a residence homestead does not exceed $250,000, a parent, subject to Subsection (b), or managing conservator of the minor may apply to the court under this subchapter for an order authorizing the parent or managing conservator to receive on the minor's behalf, without being appointed guardian, an extension of credit that is secured wholly or partly by a lien on the homestead.

(b) A parent of a minor may file an application under this subchapter only if the parent has a homestead interest in the property that is the subject of the application.