Tennessee Code Title 56. Insurance § 56-7-1301

(1) “Nonpayment of premium” means failure of the named insured to discharge when due any obligations in connection with the payment of premiums on a policy of automobile liability insurance or any installment of the premium, whether the premium is payable directly to the insurer or its agent or indirectly under any premium finance plan or extension of credit; and

(2) “Private passenger automobile liability insurance policy” means a policy delivered or issued for delivery in this state, insuring a natural person as named insured, or one (1) or more related individuals resident of the same household, and under which the insured vehicles therein designated are of the following types only:

(1) Policies of automobile liability insurance issued under an automobile assigned risk plan;

(2) Any policy insuring more than four (4) automobiles;

(3) Any policy covering garage, automobile sales agency, repair shop, service station or public parking place operation hazards; or

(4) Any policy of insurance issued principally to cover personal or premises liability of an insured even though the insurance may also provide some incidental coverage for liability arising out of the ownership, maintenance or use of a motor vehicle on the premises of the insured or on the ways immediately adjoining the premises.